Developing a Strong Financial Structure Tier-4

Developing a Strong Financial Structure

a. Make sure your personal finances are in order. Visit the Finance Link on the website to learn how to create a workable budget, develop a solid debt reduction plan, and set savings goals. It’s also important for our members to monitor their credit and start credit restoration or repair if needed.

b. Tier-4 is currently OneVxrse’s advanced-level platform. It will prepare you for your entry into The Private Stock Group, the ultimate Tier. We suggest that Tier-4 members consider building their portfolios for a minimum of 10 years.

c. We encourage our members to plan to reach milestones of $250,000, $750,000, and $1,000,000 or higher within a 10-year period.

d. Members are encouraged to review the model portfolios and select which investments to include in their personal portfolios.

e. Steer clear of the mistake of having too few stocks in your portfolio, and don’t overdo it with too many either. The reserve cash is highlighted in the simulated portfolio above.

f. Set your portfolio to “cruise control” by automating the entire process. This means setting up automatic transfers from your paycheck to your savings or checking account, followed by automatic transfers to your brokerage account. Additionally, set up automatic monthly stock purchases, including deposits into your reserve account.

g. Boost your brokerage reserve account to around 20% of your portfolio’s value. Develop a thorough “Buy on the Dip” strategy, which could help you add millions to your portfolio.

h. Some stocks in the portfolio show negative profits. We celebrate when stocks are negative, as it means buying great companies at a discount.

i. Throughout the year, the OneVxrse team will send out Flash Alerts whenever we add new stocks to our portfolios. Keep in mind that if the 8-10 stocks in your portfolio are still rated as a buy, we recommend not trading them for the new stocks announced in the Flash Alert unless you have a good reason to do so.

j. It’s time to build your portfolio. We encourage you to read the Next Steps, Rules of Investing, and watch the videos to strengthen your investing mindset.

k. You’ll learn how to build a solid dividend portfolio to help take care of you in retirement or your future.

l. With your portfolio strategy, you’ll be prepared to take advantage of historic downturns, such as the recent tariff scare, the COVID-19 pandemic, the 2008 financial crisis, the internet bubble, the Great Depression, and the September 11 tragedy. After these events, the market crashed, allowing you to buy more shares at lower prices.

m. With the Tier-4 Portfolio, you’ll have access to more portfolios and a wider range of stocks to choose from. Instead of having 5-8 stocks in your portfolio, you’ll be looking to add 8-12 stocks to it.

n. As a Tier-4 member, you’re one of the elites in OneVxrse. Now, you’re expected to set high standards for others and help them develop discipline, focus, and new habits.

o. Tier-4 is where you teach others how to change their mindset about investing and train our members how to “Walk the OneVxrse Way”! Here is where we start leaving a legacy for others to follow. We carry ourselves in high esteem.

p. Get started on learning and applying advanced investing levels and the Rules of Investing, as well as the philosophy and methodologies of the OneVxrse Community. Consider becoming a sponsor for a OneVxrse pillar or organization.

q. As a Tier-4 member, you’ll also have the opportunity to teach others. The leadership team expects Tier-4 members to strive for success, which means preparing yourself to “Level Up” by joining the Elite Stock Group within 12-24 months. If you’re not ready, we recommend staying at Tier-4 level.

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